Pricing
The complete schedule, the billing mechanics, and what the fee includes — taken word-for-word from our Form ADV Part 2A.
Asset Lift Wealth Management is an investment adviser registered in Texas — and below is our entire advisory fee structure on a single page, taken word-for-word from the fee schedule in our Form ADV Part 2A (as filed April 3, 2026).
You’ve done the saving. The least an adviser owes you in return is a fee you can verify yourself: read the rate, multiply, and match the result against your own custodial statement. Every section below is written to survive that check.
Why it’s on one page
Not because you asked. Because a fee that only survives if you never look closely isn’t a fee we want to charge.
The fee schedule
The rate steps down as your portfolio grows.
One rate, your whole balance
Your total managed value determines a single rate, and that rate applies to every dollar we manage — you’re never billed a blend of different rates on different portions of the balance.
Take a $1.6 million portfolio. All $1.6 million bills at 0.85% — $13,600 a year. One rate, one multiplication, and the answer matches your statement.
Two round-number examples, because dollar figures say more than percentages:
$600,000 under management is billed at the 1.00% rate: $600,000 × 1.00% = $6,000 a year, about $500 a month.
$2,000,000 under management is billed at the 0.85% rate: $2,000,000 × 0.85% = $17,000 a year, about $1,417 a month.
On your statement the dollar amount will drift with your balance, because the real calculation runs monthly against what your account actually holds. These two are the mechanics on display, not quotes.
Before we recommend anything, we put your plan in writing — an asset allocation based on your time horizon, risk tolerance, income needs, and financial goals — and revise it as your circumstances change.
Spanning money market funds, stocks, bonds, CDs, municipal and government securities, mutual funds, ETFs, unit investment trusts, and annuities where they genuinely fit.
We handle the buying and selling inside your account under the authority you grant in the advisory agreement — no phone tag over every trade.
We look at your account every trading day: prices, allocation drift, and whether specific holdings should be added, trimmed, or sold.
Custodian and broker-dealer transaction charges. Certain purchases and sales trigger a transaction charge from the custodian — usually small and incidental to the trade.
Fund expense ratios. Mutual funds and ETFs carry their own internal management fee, spelled out in each fund’s prospectus. That expense is collected by the fund company — none of it comes to us — and it applies in addition to our advisory fee.
How the billing runs
Monthly, in arrears. Each month’s fee is billed only after that month of service is complete — never ahead of it — and is calculated from your account’s average daily value over the preceding month, as your custodian reports it.
Deducted and documented by the custodian. The custodian debits the fee directly, and your monthly statement details both the value the calculation started from and the amount charged — every fee stays checkable.
Start mid-month, pay for part of the month. New accounts are prorated for the remainder of the month they open in.
Changes come with warning. If we ever amend our fees or billing procedures, nothing takes effect until 30 days after written notice reaches you. And you may object to direct deduction at any time by notifying us or your custodian.
The agreement ends when you say it ends — at any time and for any reason, without penalty. Within the first five business days after signing, no management fees apply at all. Beyond that window, either side may terminate on ten days’ written notice — and any fee paid ahead is prorated to the termination date, with the excess refunded to you.
We combine related accounts in the same household — spouses or partners, dependent children, and family trusts, IRAs, and retirement accounts under the same roof — when setting your fee tier. Your family’s combined balance reaches the lower rates sooner, and each account simply pays its proportionate share at the household rate. There’s nothing to request — the household designation goes on when your accounts are opened.
The whole point
Retirement has enough real questions in it. What you pay us shouldn’t be one you have to dig for.
No performance fees
We do not charge performance-based fees of any kind. A fee that pays the adviser a share of your gains rewards the adviser for taking bigger chances with your money — a conflict of interest we refuse to build into the relationship. Our fee is the same straight percentage in a good month and a bad one.
Fees are negotiable; final terms are fixed in the Investment Advisory Agreement itself.
Account minimum: $100,000, generally, to start and maintain a managed portfolio. Exceptions are made at the firm’s discretion, related household accounts can be combined to meet the minimum, and minimums may be negotiated for your circumstances.
Financial planning is a separate engagement. Your advisory fee covers the portfolio work above. A written financial plan, when you want one, is billed hourly — never more than $250 per hour — with the total agreed in advance, in writing, before the work begins. Initial consultations to evaluate your situation are complimentary.
Straightforward, on purpose
Everything above is exactly what’s in our Form ADV. Nothing softened for the website, nothing sharpened for the filing — the same page we’d hand you in person.
Why one page is enough
A fee schedule that fits on one page — and checks out with one multiplication — leaves nothing to wonder about. And wondering about fees is not what your retirement is for. If you’d like the schedule applied to your actual accounts, ask. The arithmetic takes minutes, and numbers don’t lie.
— Eli Mitcham, Asset Lift Wealth Management
This page summarizes, in plain English, the fee provisions of our Form ADV Part 2A (as filed April 3, 2026). Your account is governed by your signed Investment Advisory Agreement and by the Form ADV Part 2A itself; if this page ever disagrees with either, they control. Fees are negotiable. Dollar amounts shown are worked out from the filed schedule for illustration only, not quotes; each month’s actual fee is billed in arrears against your account’s average daily value over the preceding month, per your custodian’s reporting.